cooldude123 Posted Friday at 12:38 AM Share Posted Friday at 12:38 AM My total car price is $48,130. I am getting $13,850 off in incentives. My rate is 1.99% for 60 months and I am putting $20,000 down. The monthly payment I was offered in the Tesla app is $331.82 which seems high. When I was originally putting $25k down, the payment was only $244 and I think that took incentives into account. The Tesla payment calculator says my payment should only be $275 per month with $20k down so I don't understand. It seems like it's not taking the incentives into account yet? I don't understand why Tesla would offer me a monthly payment and expect me to accept it without accounting for the incentives in the price. Does anyone know what I'm talking about? Also, do I need to accept the offer before I can book a pickup date? Link to comment Share on other sites More sharing options...
Capricorn3 Posted Friday at 12:42 AM Share Posted Friday at 12:42 AM 2 minutes ago, cooldude123 said: The Tesla payment calculator says my payment should only be $275 per month with $20k down so I don't understand. ^ Have you discussed this issue with them? That would be the first thing to do - ask them to please clarify. 1 Link to comment Share on other sites More sharing options...
cooldude123 Posted Friday at 12:47 AM Author Share Posted Friday at 12:47 AM 4 minutes ago, Capricorn3 said: ^ Have you discussed this issue with them? That would be the first thing to do - ask them to please clarify. I texted them but they haven't replied yet Link to comment Share on other sites More sharing options...
Capricorn3 Posted Friday at 01:13 AM Share Posted Friday at 01:13 AM 25 minutes ago, cooldude123 said: I texted them but they haven't replied yet I think in person would be way better and more productive, especially when making such a big investment. Link to comment Share on other sites More sharing options...
cooldude123 Posted Friday at 01:15 AM Author Share Posted Friday at 01:15 AM Just now, Capricorn3 said: I think in person would be way better and more productive, especially when making such a big investment. I agree but unfortunately I don't have a car right now so I could pay for an Uber but would rather not Link to comment Share on other sites More sharing options...
Capricorn3 Posted Friday at 01:20 AM Share Posted Friday at 01:20 AM 3 minutes ago, cooldude123 said: I agree but unfortunately I don't have a car right now so I could pay for an Uber but would rather not Well, it's either Uber or forever being in limbo not getting answers and not understanding. To me, way easier getting Uber, seeing someone in person, ask all the relevant questions so as to get a clear picture of what I am getting myself into. Peace of mind. Your choice. Link to comment Share on other sites More sharing options...
Starlight925 Posted Friday at 01:23 AM Share Posted Friday at 01:23 AM Agree that you need to spring for the Uber. Make an appointment with the Finance Manager and Uber on over there. They will show you a whole bunch of legal-sized pages with numbers upon numbers, and text upon text, and ask you to sign here and initial there. Do not sign a single thing yet. Take your time and read through every single page. Does this include TTL? (Tax, title, license)? Did they throw in any types of extended warranties that you may not want? Any "free service" (that cost more later)? Etc., etc., etc. You are smart to ask around and think this through. There are many Free Finance calculators on the internet. Use a few to determine what you think is a fair amount. Good luck on getting a cool car! Link to comment Share on other sites More sharing options...
cooldude123 Posted Friday at 01:39 AM Author Share Posted Friday at 01:39 AM 13 minutes ago, Starlight925 said: Agree that you need to spring for the Uber. Make an appointment with the Finance Manager and Uber on over there. They will show you a whole bunch of legal-sized pages with numbers upon numbers, and text upon text, and ask you to sign here and initial there. Do not sign a single thing yet. Take your time and read through every single page. Does this include TTL? (Tax, title, license)? Did they throw in any types of extended warranties that you may not want? Any "free service" (that cost more later)? Etc., etc., etc. You are smart to ask around and think this through. There are many Free Finance calculators on the internet. Use a few to determine what you think is a fair amount. Good luck on getting a cool car! Thank you for the advice, friend. Unfortunately, Tesla only has sales reps at their locations and their finance managers are all off site. However, the sales rep has typically been a reliable point of contact as I've asked her other questions over text. But yea, I am not signing anything until I actually see the car in person since it's coming from a factory. As for the finance calculators and Tesla's own calculator, my payment should only be around $275 per month after incentives. Link to comment Share on other sites More sharing options...
Starlight925 Posted Friday at 01:43 AM Share Posted Friday at 01:43 AM 3 minutes ago, cooldude123 said: Thank you for the advice, friend. Unfortunately, Tesla only has sales reps at their locations and their finance managers are all off site. However, the sales rep has typically been a reliable point of contact as I've asked her other questions over text. But yea, I am not signing anything until I actually see the car in person since it's coming from a factory. As for the finance calculators and Tesla's own calculator, my payment should only be around $275 per month after incentives. Can you Zoom with the Sales Rep? Link to comment Share on other sites More sharing options...
ShySoul Posted Friday at 01:45 AM Share Posted Friday at 01:45 AM Do you have a friend that could take you there instead of paying for the Uber? Or you could do it the old fashioned way - call. If something doesn't seem right, you need to talk to an actual person and go over it with them. In person with the financial manager would be better, but if need be, there has to be a way to speak with someone directly. I'm getting the below for a finance number. Or try a Zoom if they offer it. https://www.marketwatch.com/guides/car-loans/tesla-finance/ Link to comment Share on other sites More sharing options...
cooldude123 Posted Friday at 01:52 AM Author Share Posted Friday at 01:52 AM 5 minutes ago, ShySoul said: Do you have a friend that could take you there instead of paying for the Uber? Or you could do it the old fashioned way - call. If something doesn't seem right, you need to talk to an actual person and go over it with them. In person with the financial manager would be better, but if need be, there has to be a way to speak with someone directly. I'm getting the below for a finance number. Or try a Zoom if they offer it. https://www.marketwatch.com/guides/car-loans/tesla-finance/ Hmm I called that number and then it redirected me to a generic line since I haven't received my vehicle yet. It was like "press 1 for sales, press 2 for parts, etc." Thanks for checking though! Link to comment Share on other sites More sharing options...
cooldude123 Posted Friday at 02:04 AM Author Share Posted Friday at 02:04 AM Update: they texted me back and explained some things but I still have more questions. Thanks everyone on eNotAlone 🙂 Link to comment Share on other sites More sharing options...
TeeDee Posted Friday at 01:13 PM Share Posted Friday at 01:13 PM 12 hours ago, cooldude123 said: I texted them but they haven't replied yet Call them. Drive to a dealership & talk to somebody. Buying a car on line with no human interaction doesn't always work. Go back to the old fashioned way. Enjoy your new car. Link to comment Share on other sites More sharing options...
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