thouse Posted February 23, 2011 Share Posted February 23, 2011 I am not sure if this is in the right section but I am wondering how to fix this. Me and my boyfriend have been broken up since October, but we still live together. He never comes to his house and I pay all the bills there which was not the arrangement. Since I spend all my money there its hard for me to save to move out. Anyhow he wanted a new truck so I put it in my name (stupid I know). I knew better but I loved him and wanted him to be happy. So now that we are broken up I told him hey either give me the truck or finance it in someone else's name because when I leave I am not leaving my credit behind, and i don't want to be responsible insurance wise if something should happen. Not to mention he is consistently late paying the insurance and payment which I have to cover in order for my credit not to get messed up. He has told me he is not giving it to me. What can I do about this?? Link to comment
Kahdeksan Posted February 23, 2011 Share Posted February 23, 2011 Farout! How irresponsible can he get?! Not to rub salt on your wounds but I hope you realize why he ill treats you like this and goes about his irresponsible ways. You've been covering his a$$ for his irresponsible ways for as long as he's been comfortable with it. That's why he's never bothered to pull his weight around. At any rate, as far as the law is concerned the vehicle belongs to the person its registered and titled to. So if the car is registered under his name and financed under yours, you have the short end of the stick by having to go through the court system on terms of ownership and seizure to getting it back. Link to comment
thouse Posted February 23, 2011 Author Share Posted February 23, 2011 Farout! How irresponsible can he get?! Not to rub salt on your wounds but I hope you realize why he ill treats you like this and goes about his irresponsible ways. You've been covering his a$$ for his irresponsible ways for as long as he's been comfortable with it. That's why he's never bothered to pull his weight around. At any rate, as far as the law is concerned the vehicle belongs to the person its registered and titled to. So if the car is registered under his name and financed under yours, you have the short end of the stick by having to go through the court system on terms of ownership and seizure to getting it back. The car is registered, titled, insured and financed in my name. His name is nowhere on the truck. Heck he even pays me for it (when he gets around to it) in cash. Link to comment
FrenchFries Posted February 23, 2011 Share Posted February 23, 2011 Can you talk to the landlord about getting out of the lease? As far as the car goes, take him to court. It's in your name, it's your vehicle. Let him know that's what your gonna do. Hard lesson learned. Link to comment
thouse Posted February 23, 2011 Author Share Posted February 23, 2011 Can you talk to the landlord about getting out of the lease? As far as the car goes, take him to court. It's in your name, it's your vehicle. Let him know that's what your gonna do. Hard lesson learned. We don't have a lease. He owns his home. I live with him. Link to comment
thouse Posted February 23, 2011 Author Share Posted February 23, 2011 Can you talk to the landlord about getting out of the lease? As far as the car goes, take him to court. It's in your name, it's your vehicle. Let him know that's what your gonna do. Hard lesson learned. Are there papers I can file at the courthouse or do I need a lawyer? Link to comment
FrenchFries Posted February 23, 2011 Share Posted February 23, 2011 Then just move out!? You don't have to pay any of those bills. Just leave the house. Contact your local court house and see what you need to do to get the ball rolling. Link to comment
Kahdeksan Posted February 23, 2011 Share Posted February 23, 2011 Best option is to do as FrenchFries says and to do the same with the vehicle as well, since it is legally yours and he is flatly refusing to give in to either of the options you've given him. I hope it's smooth sailing from here, though drawn out no doubt, whenever the court system is concerned. Link to comment
thouse Posted February 23, 2011 Author Share Posted February 23, 2011 The car that I have needs some serious work done to it. So I was thinking it would probably be best to fix it so that I can have reliable transportation. Then move and deal with that truck once I am gone. Link to comment
HeartGoesOn Posted February 23, 2011 Share Posted February 23, 2011 Why not move out, and take the truck? It's in your name, and you're paying for it. Link to comment
thouse Posted February 23, 2011 Author Share Posted February 23, 2011 Why not move out, and take the truck? It's in your name, and you're paying for it. Because he won't give it to me. He doesn't come home so I never see him or the truck. When I text him about it, he's like yeah right I pay for the truck so I am not bringing it. Link to comment
Kahdeksan Posted February 23, 2011 Share Posted February 23, 2011 The car that I have needs some serious work done to it. So I was thinking it would probably be best to fix it so that I can have reliable transportation. Then move and deal with that truck once I am gone. Get the ball rolling first by finding out your rights and legal options, and then find the time to fix the car when you're better versed with your rights. So gather all your paper work at the ready. Also, just in case he manages to give prove of his payments on the car and they supersede the payments you've made you won't have wasted your money fixing something that could be his, depending on the court ruling. Link to comment
thouse Posted February 23, 2011 Author Share Posted February 23, 2011 Get the ball rolling first by finding out your rights and legal options, and then find the time to fix the car when you're better versed with your rights. So gather all your paper work at the ready. Also, just in case he manages to give prove of his payments on the car and they supersede the payments you've made you won't have wasted your money fixing something that could be his, depending on the court ruling. He pays me in cash, and then I put it in my checking account and pay the payment. Link to comment
Kahdeksan Posted February 23, 2011 Share Posted February 23, 2011 He pays me in cash, and then I put it in my checking account and pay the payment. In that case, it could be ruled in his favor, if the court finds it sufficient that he's fulfilled the payments as far as the payments go. You see, I initially thought you had also made payments to the vehicle. However, if you can find a way to show that he's defaulted on the payments a few times, thus proving his irresponsibility, the ruling could swing in your favor. At any rate, laws concerning vehicles is a messy concept to grasp, you should find out all your rights and privileges first. For your sake, I hope everything swings in your favor! Link to comment
thouse Posted February 23, 2011 Author Share Posted February 23, 2011 In that case, it could be ruled in his favor, if the court finds it sufficient that he's fulfilled the payments as far as the payments go. You see, I initially thought you had also made payments to the vehicle. However, if you can find a way to show that he's defaulted on the payments a few times, thus proving his irresponsibility, the ruling could swing in your favor. At any rate, laws concerning vehicles is a messy concept to grasp, you should find out all your rights and privileges first. For your sake, I hope everything swings in your favor! I make the payments on time when he doesn't pay it, then he gives me the money later. Link to comment
Kahdeksan Posted February 23, 2011 Share Posted February 23, 2011 Can you somehow make a point on the lack of payments due in part to his income or spending as to why he can't pay it on time? If you can, then doing so could improve the chances of the court ruling in your favor. But again, I must stress that you should call around to inquire about your rights in your state and country, and go from there. Since I'm from a different part of the world, but your basic entitlements and rights should not differ too much to where I'm at. So please get the ball rolling, don't let your ex get the best of you by having things his way. And with that I'll wish you all the best, as I'll have to head off to work. Link to comment
WockaWocka Posted February 23, 2011 Share Posted February 23, 2011 You own the title to the vehicle, right? And all the payments are in your name? Basically, if you had the keys, you could just drive off with it and he wouldn't be able to sue you? Then if (or when) you have a set of keys for it, I think you should choose a time when you know where it's parked, visit the local police office in your area (or call the non-emergency line), have a copy of your title and registration and the financing agreements, and ask the police if they can provide an escort to help you recover your vehicle. If you need to file legal paperwork or something they can tell you what else you need. The police escort is good because you probably need to inventory the contents of the vehicle so that you don't accidentally "steal" any personal articles he's left inside. Also if he reports it as stolen to the police they will already have a record of your repossession. If he's vindictive and you don't have a good storage space for the truck, you might consider selling it right away (even taking a loss on it) or installing a Lo-Jack in case he tries to steal it. As for the house bills, definitely just stop paying. The house is in his name so he's responsible for the utilities and payments. good luck. Link to comment
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