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The best idea is to make sure you have enough for the security deposit and possibly the first couple of month's rent so that you have a buffer and a chance to save more so you can keep the payments going. Also be sure that you can afford the utilities for the apartment, if there are none included, ask for estimates as to how much gas, electric, water, etc. might cost monthly. Most landlords can supply you with those estimates. Hope this helps.

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Personally I like to have at least 2 months rent in cash ready to go. That way if you are suddenly unemployed then you have 2 months to find a job. You probably need damage deposit too though, plus telephone hook up and utitlities etc.

 

Moving in with the b/f - get your finances agreed upon and settled first (who pays for what and when etc) .

Money problems are a big relationship killer.

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You need to have enough to move out entirely on your own- if things don't work out.

 

You need enough for a deposit, utliities deposit, first month's rent, and other misc. expenses of moving - that is NOT part of what is invested in the joint apartment.

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